01
Network Equipment
Routers / Switches / OLTs
Unlock working capital from your digital infrastructure.
Partners
Equipment on your networkcan unlock capital.
Routers, racks, and transmission gear you already operate, assessed for ownership and value, not sold off.
View infrastructure product
02
Servers & Data Centre
Racks / Servers / Storage
03
Transmission Equipment
Radio links / Fibre / Towers
On your phone.
In under 1 min.
Capital already sittingin what you own.
From ISP equipment to salaries and payroll cycles. Put it to work instead of leaving it idle.
01
Infrastructure-Backed Capital
Working capital against equipment you already own and run.
02
Innovative Fintech
Product design that matches how Kenyan businesses and workers actually move money.
03
Mobile First
USSD, M-Pesa, and short forms: capital without branch theatre.
04
Financial Inclusivity
Access structured around clear repayment, not traditional barriers.
Suite 304, Madonna House, Westlands Rd, Nairobi
Your network is worth more than you think.
For many internet service providers, the challenge is not finding room to grow. It is having the working capital to expand fibre, upgrade equipment, raise bandwidth, or connect more customers.
Mkash unlocks financing against the infrastructure you already run, so the assets on your network become the path to capital, not idle collateral sitting on the sidelines.
James Osiemo · Founder · 1:13
Built for speed.Measured in outcomes.
KSh 0k
Max salary advance
0 min
M-Pesa disbursement
0
Live product lines
0
Stage-one enquiry: docs later
A salary advance, from dial to payslip.
Your employer opts in.
Companies join Mkash through payroll check-off. Once your employer is verified, every employee on payroll is covered.
14:39
Mkash
Kazi Logistics Ltd
Check-off active
Employees enrolled128
Advance limitKSh 10,000
RepaymentPayroll
Employer partnership verified. All payroll employees are eligible.
*658*3#
Mkash Salary Advance
1. Request advance
2. Check limit
3. Repayment status
1
CancelSend
14:39
Messages
MP
MPESA
TFK9 Confirmed. You have received KSh 8,000 from MKASH SOLUTIONS on 15/9 at 2:41 PM. New M-PESA balance KSh 8,412.
in under 1 min after request · interest-free
14:39
September payslip
Gross salaryKSh 24,000
Mkash advance− KSh 8,000
Net payKSh 16,000
Fully repaid · no interest charged
Payday, when youneed it early.
Interest-free salary advances through your employer, requested by USSD (*658*3#) or online, repaid automatically from payroll at month-end.
KSh 10,000
Advance limit
Under 1 min
M-Pesa disbursement
Month-end
Automatic repayment
MP
KSh 8,000 received
M-Pesa · 2:41 PM
The month ends.Salaries still go out.
When cash flow dips near payday, a secured overdraft bridges the gap, quietly, and on time.
Day 1Day 15Payday · 28th
Salaries out on time
Your cash flowMkash payroll coverThe shortfall
01
Shortfall, not crisis
A short-term facility against agreed security, sized to the payroll gap.
02
Salaries leave on time
Funds disburse before payday, so your team never feels the dip.
03
Cleared by mid-month
Full repayment before the end of the following mid-month period.